New Canada Emergency Rent Subsidy – What is it? (CERS details)

A for rent sign to denote the new Canada Emergency Rent Subsidy program for businesses and organizations.

A few days ago the federal government announced the new Canada Emergency Rent Subsidy to help businesses cover their rent due to the continued financial crisis caused by the COVID-19 pandemic. This was good news to the many businesses struggling to stay afloat. What is this new program?

New Canada Emergency Rent Subsidy (CERS) Replaces CERCA Program

The New Canada Emergency Program (CERS) will replace the old Canada Emergency Commercial Rent Assistance Program (CECRA) which ended on September 26, 2020. The biggest change between the two programs was that under the old CECRA program the commercial landlords had to apply for the program for businesses that needed rent relief. And they were under no obligation to apply, often leaving tenants in a very difficult situation.

However, under the New Canada Emergency Rent Subsidy Program, the government will now directly help the businesses and organizations who need relief. This means that businesses can apply to the program themselves and no longer need their landlords to apply. So what are the details of the program?

Details of Canada Emergency Rent Subsidy Program (CERS)

The program so far is thin on details and even on the government’s website it says that more information will be coming soon. But from the government’s news release on October 9, 2020 and other reports, here’s what has been shared so far.  The new rent subsidy will support businesses, charities and non-profits that have suffered revenue drops by subsidizing a percentage of their expenses on a sliding scale, up to a maximum of 65 per cent of eligible expenses. This will last until December 19, 2020.

In addition to the rent subsidy, there will be a top-up of 25 percent available for organizations that have been temporarily shut down by a mandatory public health order.

When Will it Start? Conclusion – CERS for Business owners

There was no indication of when businesses and organizations can apply for this new program. However, when it does finally start, applicants can apply for their subsidy to start retroactively as of September 27, 2020. Once the government announces when people can apply, we will provide an update.

The new wage subsidy program is a potential relief for businesses and organizations that are struggling to survive during these unprecedented times. Hopefully, more details will become available shortly as the situation is dire for many businesses. And with COVID-19 cases on the rise again, the financial future seems more uncertain than ever. Stay safe.

When Will New COVID-19 Recovery Benefits Start? (CRB, CRSB, CRCB)

Photo to highlight when will new covid-19 benefits start.

When will new COVID-19 recovery benefits start? The government announced this week that Canadians can start applying for two of the new recovery benefits as of October 5, 2020. The two new recovery benefits are the Canada Recovery Sickness Benefit (CRSB) and the Canada Recovery Caregiving Benefit (CRCB). The third new recovery benefit, the Canada Recovery benefit will start as of October 12, 2020. These three benefits and the new EI benefits replace the Canada Emergency Response Benefits that Canadians were receiving due to the COVID-19 pandemic.

When Will New COVID-19 Recovery Benefits Start? A Quick Summary of New Benefits

Here’s a quick summary of the three new benefits from the government of Canada’s website below:

Canada Recovery Sickness Benefit (CRSB)

The Canada Recovery Sickness Benefit (CRSB) will provide $500 per week (taxable, tax deducted at source) for up to a maximum of two weeks, for workers who are unable to work for at least 50% of the week because they contracted COVID-19, self-isolated for reasons related to COVID-19, or have underlying conditions, are undergoing treatments or have contracted other sicknesses that, in the opinion of a medical practitioner, nurse practitioner, person in authority, government or public health authority, would make them more susceptible to COVID-19. This benefit will be paid in one-week periods.

Canada Recovery Caregiving Benefit (CRCB)

The Canada Recovery Caregiving Benefit (CRCB) will provide $500 per week (taxable, tax deducted at source) for up to 26 weeks per household for workers unable to work for at least 50% of the week because they must care for a child under the age of 12 or family member because schools, day-cares or care facilities are closed due to COVID-19, or because the child or family member is sick and/or required to quarantine or is at high risk of serious health implications because of COVID-19. This benefit will be paid in one-week periods.

Canada Recovery Benefit (CRB)

The Canada Recovery Benefit will provide eligible workers with $500 per week (taxable, tax deducted at source) for up to 26 weeks for those who have stopped working and who are not eligible for EI, or had their employment/self-employment income reduced by at least 50% due to COVID-19. This benefit will be paid in two-week periods.

Conclusion

When will the new COVID-19 recovery benefits start? Both the Canada Recovery Sickness Benefit (CRSB) and the Canada Recovery Caregiving Benefit (CRCB) start as of October 5, 2020. The Canada Recovery Benefit (CRB) will start as of October 12, 2020. Hopefully these new benefits will provide further help to Canadians who are struggling due to the pandemic. Only time will tell. Stay safe everyone.

Amazon Deals: Only $5.99 for a Wilton nonstick cookie cooling rack – Bakeware sales, baking essentials

I love Wilton products. They make excellent bakeware and all sorts of supplies for cooking. $5.99 for a nonstick cooling rack is a truly good deal. (If you watch the prices at Amazon, you’ll see that this cooling rack/tray can go as high as $15.00!)

If you’re in the market for new cooling racks, then this is the time to stock up on a couple. These are excellent for cooling off baked goods as soon as they get out of the oven. Items like cupcakes, cookies, and cakes all need to cool off out of the pan once they’ve been baked. The nonstick finish means items won’t stick to the rack.


Wilton Cookie Rack – currently only $5.99!

Gift Alert: Items like these cookie cooling racks always make excellent gifts for a friend who loves to bake! When you’re baking big batches of cookies or muffins, it seems like you never have enough cooling racks to go around. 🙂 Ahhh…now I’m thinking of cookies and muffins.

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5 Tips to keep Cut Flowers Fresh Longer – Frugal tips and hints

A beautiful bouquet of flowers is a real treat! It brightens your home, and adds a lovely splash of the outdoors into your indoor space. You don’t need a special occasion to splurge on flowers, since they are a real pick-me-up any time of year. And those beautiful blooms are especially appreciated once the garden is finished for the year – which here in Canada comes quite quickly! So, how do you make beautiful fresh cut flowers last even longer? You know that here at BargainBlog we’re about making every Canadian nickel stretch further…so here are our best tips for flowers! And look at the end of the article for our favourite tip on finding cut flowers for 50% off!

1. Spray them lightly with water

Mist them – That’s right! Simply use a spray bottle set on a fine mist setting, and spray the flowers with water morning and night. We were recently watching an old episode of Escape to the Country (Find it for free on YouTube – it is one of our favourite shows!) and a flower arranging expert said that this was his best tip! Just be sure to use a bottle that hasn’t had any chemicals in it before, or if it did, be sure to wash it out very thoroughly with hot water and dish soap. Fill with cool tap water (filtered water would be even better) and spray those blossoms and blooms every morning and night. The floral expert said it could help make your floral bouquets last up to five days longer! Wow!

2. Cut flower stems properly

I think most people who love flowers will have learned this a long time ago. But, if you’re new to buying flower bouquets, you might not know. Trimming the stems of flowers and other greenery that comes with the flowers will help it to stay fresh and beautiful a lot longer! Use a sharp pair of kitchen shears or scissors. Cut off an inch or two from the bottom of the stem, and cut at a 45 degree angle. Rather than cutting straight across (a 90 degree angle), the 45 degree angle allows exposes more surface area of the bottom of the stem. Exposed to what? The water of course! And if your flowers are able to drink in more water, they’ll simply last longer.

3. Use the flower food enclosed in the bouquet

If you bought your bunch of flowers from a florist, then it’ll often have a little packet of flower food enclosed within the folds of wrapping paper. Use it! People sometimes ask: ‘Does that flower food really work?’ Yes, it does! Simply sprinkle the packet of flower food into the water in the vase before adding your flowers.

Do you wonder what’s actually IN that flower food? Interestingly, the packets usually contain a combination of sugar, an acidic component, and bleach in a powdered form – all ingredients that will help your flowers look their best.

4. Add Fresh Water – AKA Change the water

People often forget that – just like our pets – flowers really enjoy a slurp of fresh water, rather than a stale, days-old drink! With that in mind, you can change the water your flowers are sitting in. (Also be sure to pluck off any greenery, such as leaves, that are below the water level. It can cause mold to grow!) Cool tap water or filtered water is ideal. You can change the water daily, if possible, or at least every couple of days.

5. Refrigerate your flowers

Florists use this tip constantly – that’s why their beautiful creations and luxurious bouquets are stored behind glass in a refrigerator. You can do the same at home! Granted, you’ll need a rather large fridge to pull this off. (We do not have this! haha Our fridge would be swamped if we put a bouquet of flowers in it.) If you have a monster sized fridge, then simply pop your bouquet of cut flowers in the fridge at night. It’ll keep the flowers fresh and lovely a lot longer. Then when you wake up in the morning, display them as you had them before. Voila!

We hope these fun tips have helped inspire you to keep those lovely blossoms fresh and beautiful for longer. When you spend the money on a nice bouquet of flowers, then you really do want them to last! If you have other tips on extending the life of cut flowers, please let us know.

Find Cut Flowers and Bouquets at 50% off

P.S. Bargain Finders Tip: I’ve often found stunning flowers at the supermarket marked down at 50% or more! So, if you want to treat yourself to some flowers around your home, check the floral department at your favourite grocery store. You could even ask when the flowers are reduced, and time your grocery shopping trips to match the markdowns. Yes! Floral beauty at a much cheaper cost.

CERB Replaced by New EI, CRB, CRSB, and CRCB programs – latest details (Canada Covid Relief)

A person on a calculator to denote someone calculating their budgeting based on CERB ends and being replaced by new EI, CRB, CRSB and CRCB programs.

CERB will be replaced by a new EI program and three transitional programs CRB, CRSB, and CRCB. I wrote a previous article regarding these programs, which I’ve linked to at the bottom of the page. However, there are some slight changes to the programs since the government’s throne speech on September 23, 2020. Let’s highlight some of these details below.

CERB Replaced by New Employment Insurance Program

If you were on the Canada Emergency Response Program (CERB) when it ended September 26, 2020, you will either be transitioned to or have to apply for EI benefits if you qualify for it. For example, if you applied for CERB through Service Canada, you will automatically be set up for EI benefits if you qualify. If you applied for CERB through CRA (Canada Revenue Agency), then you will have to apply for EI benefits after September 26, 2020.

The main criteria for EI is that someone has worked at least 120 insurable hours of employment in last 52 weeks. This criteria is for both regular EI benefits and Special benefits. The rate one will receive has been increased to at least $500 per week and $300 per week for extended parental benefits for at least 26 weeks. But what options does someone have if they do not qualify for EI benefits?

CERB Replaced by New Transitional Benefits – CRB, CRSB, CRCB

Last Thursday the government tabled these three new recovery benefits in Parliament which will be debated today for ones who do not qualify for EI. These benefits are temporary as you can only apply for them up to September 25, 2021. Here’s a brief description of each below.

Canada Recovery Benefit (CRB) – The program is designed for those who are self employed and are not eligible for EI and still need support. The rate is $500 per week for 26 weeks. It is provided to workers who have not returned to work due to COVID-19 or seen their income drop by at least 50 percent. Those who apply for this program must be looking for work and accept work when it is reasonable to do so.

Canada Recovery Sickness Benefit (CRSB) – The program provides $500 per week for up to two weeks for workers who are sick or who must self-isolate due to COVID-19. The government has indicated that the goal of this program is to provide paid sick leave to all Canadians. Details such as eligibility requirements have not been given as of yet.

Canada Recovery Caregiver Benefit (CRCB) – The program provides $500 per week for up to 26 weeks for those who are unable to work because they need to care for a child under the age of 12 or family member because schools and daycares are closed. The benefit is also available for those caring for a child or family member who is sick and/or required to quarantine.

CERB Replaced by New Benefits, When Do They Start? Conclusion

Regarding the new EI program, it starts this week as some people are already transitioned into it while others can apply right now for EI benefits. However, regarding the three new temporary recovery programs, as mentioned above – the bill (C-2) for these programs will be debated today (September 28, 2020) in Parliament. Once the debates have ended, there will be a vote and if it passes, then it will be implemented. How fast it can happen is anyone’s guess but could happen fairly rapidly. So it would be good to check for updates daily. Also, because it is being debated there could possibly be some more adjustments, so look out for that also. Hopefully, things will move fast and these programs can be accessed because many still need help during these unstable times. Stay safe everyone.

You Might Also Like: When Will CERB Finally End? New End Date and Programs

Cat Stax puzzle game (stacking game) for kids and adults: Only $19.98 at Well.ca

Cat Stax
Cat Stax stacking game $19.98 at Well.ca

Wow, this is an awesome deal at Well.ca! (And who even knew that you could get games at Well.ca? Huh! I go there for gluten free goodies and other healthy products. But games!? Cool.) Current price is only $19.98, compared to Amazon where the exact same stacking game is $45.95 plus shipping. Wow. This is quite a deal to be had at Well.ca, so if you’re looking for a fun new game for the family try this one out. It gets 4.5 stars, and hey piling up cute little plastic cats in a pattern can only be fun. (Did you know we have a cat blog? Yes, it’s true. So, of course when I noticed a cat game I had to mention it!)

Clearly.ca Promo codes for September 2020 – Save on glasses and contacts in Canada

Ahhh, glasses. I happen to love wearing glasses, as I consider them a part of my identity. And hey, they help me see, which is no small benefit. There are those of us who love glasses, and those of us who just hate them. But, no matter which camp you happen to reside in – if you need to wear glasses, you want to save money on them! I believe that Clearly is the best option for great glasses in Canada, that are available at impressive prices all the time.

September promo code for Clearly.ca

Save 40% off lenses at Clearly with code: LENSUP40

This promo code is only good for a couple more days, so when I saw it I wanted to pop it up and make it available to you immediately! Save mucho money on lenses at Clearly.ca until September 30, 2020 by using this code. You’ll save 40% on lens upgrades such as protective UV coating and blue light coating, which protects your eyes while on blue light-emitting devices. (Such as the phone, tablet or laptop you’re likely reading this from right now.)

Clearly.ca also has free shipping on orders over $50.

So, choose some cute new glasses, and embrace the look of them! Plus, save a bit of money while you’re at it.

Amazon Deals and Offers of the Day: Baking soda air fresheners, Folgers KCups, Nescafe Kcups coffee AND 40% off Canon Pixma photo printer

It’s Monday morning! And that means we’re looking out for some of the best Amazon bargains to stock up on this week. The deals we found really run the gamut – baby items on sale, an awesome and compact Canon Pixma photo printer, and coffee. Coffee! Sweet, sustaining liquid. Yep, KCups (coffee pods) are on sale too this week. Check out the deals…

Natural air freshener for nurseries and closets

Munchkin Arm and Hammer Lavender Scented Nursery Fresheners use Arm and Hammer baking soda to naturally deodorize and freshen nursery areas. Dirty diapers, we are looking at you! And ugh, smelling you too. These little discs work well to neutralize the odours in diaper pails AND laundry hampers, and anywhere else you want a little lavender scented deodorizing power. Pack of 5 for only $5.97 P.S. NO ONE is saying you couldn’t use these little wonders in your shoe closet or clothing closet, either.

Canon Pixma Wireless photo printer – $40 off!

The Canon Pixma wireless photo printer is on for only $59.99! Easily print up photos at home. Using AirPrint, it’s super easy to print your photos right from your iPhone or iPad! (But you can use other types of phones or tablets too, no worries.) Compact size printer will fit in any small home office space – even if right now that means your kitchen table! Was $99.99 now $59.99 with FREE Shipping

Folger’s and Nescafe Coffee Pods on Sale – up to 30% off on Amazon

And, doesn’t it seem only fitting that we pop in a coffee sale right about now? Especially seeing as how it’s Monday morning and all…Great deals to be had on Folgers coffee pods (K-cups).

Folgers K-Cup Selections Folgers Morning Café K-Cup Coffee Pods 48 Count are 25% off right now! Only $20.24 for a big 48 cup pack. And they’re also recyclable. OR…for a bolder cup of coffee, there is NESCAFÉ Gold Dark Roast on sale – 12 Kcups for only $6.28! This is that strong cup of coffee that will make you wake up and get on with your day with gusto! And that price is an impressive 30% off the regular price.

These are our favourite Amazon finds for this Monday morning. Hope you have a lovely day, and an excellent start to your week…and as always, please stay safe. 🙂

Amazon grocery sale: Chocolate Chip Larabars – Only $12.98 for a 16 pack!

I want to post this one quickly, because this is an incredible deal! Pop on over to snag a box of 16 Larabar chocolate chip bars for only $12.98. (Or click on Subscribe and Save to get the box for as low as $12.33.) I usually stock up on Larabars if they’re $1 a piece, but this is an awesome deal of only $0.81 each! Yahoo! Excellent deal, and they make perfect snacks for the kids. Or, let’s be honest, any one of us in the family.


Larabar Gluten Free Chocolate Chip Fruit and Nut Energy Bar, 16-Count, 720 Gram

Larabars are one of my favourite snacks, because they’re naturally gluten free, and these bars contain super simple ingredients. They’re also low sodium bars, AND contain no dairy. So these are an awesome snack for all sorts of people with food allergies or intolerances. And did I mention they have chocolate chips!?!

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