Applying For EI Benefits, 5 Things You Should Know

Stressed out person applying for EI Benefits

Applying for EI benefits is often a stressful experience.  The process is not user friendly.  First, you have to go to the government website and look for the EI application.  Once you have found it, you then have the arduous process of going through it, which can take hours.  Also, calling the 1-800 number for help may take even more hours! (This is understandable right now, during the coronavirus crisis. The number of EI claims is shocking! At last count, there were 2.2 million new EI claims in Canada.)

 However, if you have lost your job and have no other money coming in, you need to apply for Employment Insurance.  So, what are some things that you need to know when you are applying for EI benefits?  Here are 5 things that you need to know:

Applying for EI Benefits: Apply Immediately (Even Without a Record of Employment)

Surprisingly, many do not apply for EI right away, thinking that they need to wait for their record of employment.  They might think that it’s pointless to apply without their ROE.  This is 100% wrong.  You should apply for EI benefits right after you finish your last day of work, period.  Why?  First, you only have 4 weeks from your last work day to apply.  If you do not, you could get less benefits than you are entitled to.

 Second, most records of employment are automatically sent to EI by your employer.  So even if you haven’t received one yet, it’s most likely that the government has it already.

Third, the government can make a temporary record of employment based on your application and set up your EI claim using that.  Once the actual record of employment comes in, your application can be recalculated. 

Applying for EI: More Details are Better

For some reason, many people don’t want to describe the reasons why they are no longer working.  Maybe it’s because they are shy or perhaps, they do not want to seem to complain about their situation.    However, it is extremely important to give full details on why you are no longer working, especially if you quit or were dismissed.  More is better!  Think about it this way: whoever is going to look at your application has no idea of the situation at all.  For them, it’s like looking at a blank canvas.  You need to create a detailed picture or painting.  The more details you can provide, the clearer the picture is.  This helps the benefits officer make a better decision on your application.

Applying for EI: Dismissal is Not Actually Bad

This is one of the biggest misconceptions about EI.  Most people think if you get dismissed or fired from your job that you automatically won’t get EI.  Employers will even tell employees that it’s better for you to quit than to get fired.  This is absolutely not true!  Why?  Because if your employer dismisses you, the onus is on the employer to prove misconduct on the part of the employee in order to deny their EI benefits.  A lot of EI adjudicators use the Black’s Dictionary of misconduct to define whether someone has done something that is willful and of evil intent. 

For example, if your employer dismissed you because you were not good at your job that is not misconduct.  Even if you were late for work, or were argumentative etc., the employer would have to show that they addressed the issue.  For example, were there warnings, conversations and the like?   Even, for things like accusing an employee of theft, the responsibility is on the employer to show or prove that this happened.  For example, were their witnesses?  Is there video?  Did they call the police and file a police report? 

Also, if an employee was paid severance by their employer, this shows that there wasn’t misconduct The thinking behind this is why would you pay additional money to someone who committed misconduct?  As you can see, with dismissal the pressure is on the employer to prove misconduct, which is not easy to do.

It’s a Lot Harder to Get EI Benefits if You Quit

Many people do not realize this, but it is really hard to get EI benefits if you quit.  Unfortunately, people think that it’s better than getting dismissed or fired.  This is false, because f you quit all the pressure is on you to prove that you had “just cause” in quitting.  What does this mean?  It means that you had no other choice.

For example, suppose you were being harassed at work by a co-worker.  You couldn’t take it anymore and wanted to quit.  However, for EI purposes you would have to exhaust your alternatives first.  Did you talk to a manager about the harassment?  Had you gone to your union about the harassment?  Did you go to Human Resources?  Did you go to Labour Standards or Human Rights?  If you did and there was still no real change in your situation then you would have a chance to get EI benefits. 

A tool that can help you if you are in this position of either thinking of quitting your job or you’ve already done so is the EI Digest.   This document lays out how different EI issues are looked at. It can give you some insight on what information you would need to provide on your EI application.

If Rejected, Appeal

It is always tough to get a rejection letter, but especially when it comes to EI benefits.  As a result, many people give up and move on.  However, in a lot of cases you should appeal the decision.  You might feel intimidated because when you appeal, it says there will be an appeal hearing with a 3-person tribunal (called a board of referees). You have the option to be present for it.  It is like going to court and who wants to go to court?  However, there is a step that’s not mentioned that might help you if you write an appeal letter on why you feel the decision made was incorrect.

Before an appeal goes to the board of referees, it goes to the appeal department.  This department is made of experienced adjudicators who will look at the application again. They see if the original decision made was correct. And they also decide if they could possibly allow the claim based on information the client has provided on the application and any new information in their appeal letter.

 The advantage of this is that you have a more experienced adjudicator looking at your EI claim with even more information.  This gives you a better chance at being approved.  Also, sometimes they might find another way for you to qualify for EI benefits. For example the information you provided might qualify you for sickness benefits, rather than regular Employment Insurance.  So, it doesn’t hurt to try to appeal a decision if you are rejected.

Conclusion

Applying for EI benefits is hard and can be emotionally draining.  However, if you keep the above points in mind, hopefully the process will be a bit easier   Applying for any government benefit seems intimidating but the more you know about a program, the easier it is to navigate through it.  Hopefully, this results in a favourable outcome for you.

Book Outlet Book Choices of the Week – Save up to 90% on New Books! Books during Coronavirus

I’m always curling up with a great book. In fact, for me the very best way to decompress is to start reading a new book! But, we’re all facing lower incomes during coronavirus…so, what is a book lover to do?

I’m stocking up on books from BookOutlet. Just look at just some of the amazing new books I found on their website today! There’s a great selection of non-fiction and novels to choose from. Plus, cookbooks galore, and tons of kids books at way better prices than a lot of other online book stores.

  • Everything You Need to Ace Math in One Big Notebook (Kids’ math book)
  • Art for Kids – Drawing by Kathryn Temple (With the kids home from school, this will give them a cool project to work on. Improving their drawing skills!)
  • Make Something Good Today by Erin and Ben Napier $9.76 CDN – 73% off! – From the stars of HGTV’s Home Town, a memoir of how to cherish family and friends and make something beautiful. (This seems especially sweet right now, as so many of us are not able to freely visit and hug our families and friends.)
  • Star Wars – I am a Wookiee by Geof Smith – $2.54 save 63% – This children’s book will get your little ones involved in the intergalactic world of Star Wars from a very early age!
  • 1 Page at a Time by Adam J. Kurtz – a Daily Creative Companion. Only $8.28 CDN (60% off)
  • And there are tons of cookbooks on sale too! Just search for popular terms like Keto, vegan, or gluten free to find literally hundreds of book titles.

Extra 15% off Books – Limited Time

As an extra incentive to load up on some reading material while you’re safely inside, BookOutlet is offering an additional 15% off books! No coupon required – 15% off their already low prices. (But will not apply to items on an additional sale.)

Buy Cheap Discount Books & Novels Online at BookOutlet.ca

Fabric Face Masks and Face Shields on Sale – Buy 1 Get 4 Free

SAFishing.ca has a promo on right now for face masks/face shields. This is very timely, as it’s recommended that we cover our faces whenever we go outside during this coronavirus pandemic. When you buy one of their face shields, you get 4 for free! There are tons of patterns to choose from. (Please note that these are not medical-grade masks or shields, but just a covering for your face when you’re going outside.)

Should I disinfect my groceries? Safe grocery shopping Tips During COVID-19

My husband and I braved the outside world yesterday, to tackle our once a week grocery shop. We have a pretty good method now, and I was proud of us for getting the shopping done quickly and safely. We had separate grocery lists, and basically split the store up between us. We moved quickly, managed to always keep a minimum of 6 feet between ourselves and other shoppers, and didn’t touch any surface unnecessarily. Whew! (And yes, we wore gloves, but no masks. We don’t have any masks to wear!)

But, once you’re home from grocery shopping – then what!? How can you make sure that the groceries you just purchased are clean, and safe? Is there any way to guarantee that your food isn’t infected with the coronavirus? Yes, there are a few extra steps you can take to unload those groceries and prevent contamination. Here’s what we do:

5 Tips for Safer Grocery Shopping – Unpacking groceries at home

  1. Have a safe unloading zone at home. If you have an attached garage, your safe grocery unloading zone may be in your garage. If, like us, you live in a condo or apartment – then we use a storage room and the front entrance of our apartment as our unloading zone. We use this space for this purpose whether we are unloading groceries OR a package we ordered on Amazon or another online merchant. This keeps the items you’ve brought from outside in one limited area of your home – not spreading possible contaminants throughout your home.
  2. Wipe down groceries and other items with Lysol wipes. I know, easier said than done if you haven’t been able to get your hands on some disinfecting wipes! I had purchased some of these before they became such a hot commodity, so we still have some to use. If not, using a good disinfecting spray (such as Lysol or Clorox – the cleaner should say that it kills viruses) and paper towels. I’d prefer using a disposable cloth for this purpose, instead of a cloth that would then need to be washed. (Again – if finding paper towels right now is tricky, then stock up on some paper dinner napkins. I found a large pack of these for about $2 at our local grocery store and they work just as well as paper towels. And once done, you can throw them away!) Wipe the packaged products down thoroughly with the Lysol cloth or spray and paper towel. (With fresh produce I don’t use disinfectant wipes – I’m afraid the chemicals will penetrate into the fruit or vegetables. Instead, I try to buy only bagged fruit, and for things like bananas – I give them a good wash with plain old soap and water.)
  3. Allow the disinfectant time to work – On our tub of Lysol wipes, they recommend letting the disinfectant sit on the items for 4-5 minutes to allow time for the disinfectant to work. Don’t rush this step, as this is when the disinfectant is actually killing the potential virus on the items.
  4. Put the groceries away – Carefully put away your groceries – into the fridge, cupboard, pantry or wherever you are storing your supplies right now.
  5. Wash your hands – We are told this every day, about a hundred times a day! But, it’s because many of us have bad habits and still don’t wash our hands as thoroughly as we should. Especially after you’ve been out shopping – those hands need a really good wash! If in doubt, wash them again! I find that a foaming hand soap really allows me to give my hands a good scrub. But, use whatever soap you have on hand. Lather up those hands, and sing your favourite song for at least 20 seconds as you give those hands of yours a good scrub. Then rinse thoroughly. Dry your hands on a clean hand towel or a paper towel. (Again, it’s nice to be able to toss the paper towel away.) If using hand towels, be sure to launder those towels regularly – and in the hottest water the fabric will allow.

Best Tips for Safely Unloading Groceries #StaySafe

These are the tips we have found most helpful for safely unloading our groceries or parcels during the times of coronavirus. Some people simplify the entire process by just having a ‘safe zone’ and leaving the supplies there for a few days before they even unload them into their home at all. We simply don’t have the space to do that, so this is the method that is working for us, living in an apartment. It’s helping us stay stocked up on necessities, and yet doing so as safely as we possibly can. Stay safe, everyone!

If you have some safe grocery unpacking/unloading tips to share, please leave a comment below!

Prana Organics – Dark Chocolate and Organic Foods – FREE SHIPPING anywhere in Canada – No Minimums #StayHome

PRANA - Healthy Snacks, Organic Foods & Natural Products

PRANA is best known for their incredible packets of dark chocolate snacks. (Is it just me, or are we all especially excited to stock up on chocolate right now? I’m not lying when I say that chocolate even seems to be sneaking into my breakfast each day!) One of my favourites is their Algarve dark chocolate bark with almonds and sea salt. That small addition of the sea salt makes the combination the perfect balance between sweet and salty, and I keep dipping my hand into the bag for more!

#StayHome – Order Prana Chocolate online FREE Shipping with No Minimums

To ensure that you have a full chocolate stash to get you through this self-isolation, Prana is offering FREE shipping across Canada with absolutely no minimums. (I think this is one of the best shipping bargains I’ve come across yet!) So, load up on a few bags of their delicious snacks. Beyond chocolate, you’ll find organic trail mixes, dried fruit, nuts, and even nut butters. (This can be a handy place to order nut butter right now, if your local grocery store stock is still gone.) Their nut butters are: almond butter, pistachio nut butter, and hazelnut butter. (YUM!)

FREE DELIVERY anywhere in Canada with no minimum to help you #StayHome!

Prana’s online store remains OPEN for business. They are considered an essential business, because they sell food. Definitely pop by and take advantage of their generous shipping offer. Stay home, bargaineers, and stay safe. And add a little dark chocolate to your life, just because.

Calgary Grocery Delivery – Getting Safe Groceries during Coronavirus

Not very long ago, a quick trip to the grocery store was just a normal part of our day. Forgot a simple ingredient that you needed for that new recipe? Perhaps it was a lemon, or a head of fresh garlic, or a bunch of parsley. No problem! You could just quickly hop in the car or walk over to your favourite local grocery store or even farmer’s market, get what you needed and just head home.

Haven’t things changed quickly? And in a way we never would have expected? Grocery shopping now isn’t the simple pleasure it used to be. I used to love lingering over the fresh produce, selecting the most delicious looking apples, melons or peppers. But now – in the time of coronavirus – grocery shopping has become a necessary task, but one that can fill us with fear and anxiety.

Today, then, we will discuss some ways to ease that stress and keep safe from the virus while grocery shopping – by using grocery pick-up and grocery delivery services. That way, you don’t even have to leave the comfort and safety of your home!

Grocery Delivery services in Calgary

Thankfully, the Internet provides us with so many options to grocery shop online! Simply visit your favourite store online, and fill your virtual shopping cart and then arrange a time to either pick up your groceries, or have them delivered. Please keep in mind that stock may be limited, or even unavailable – especially on hot items like (you guessed it!) toilet paper, Lysol wipes and canned goods like beans or tuna.

  1. Prairie Farms in Willow Park Village – is a family-run produce market, previously operated out of the Calgary Farmer’s Market. You can order all your fresh produce here – their prices are great, and the produce is second to none. (Last fall, during apple season, their Ambrosia apples were literally my favourite thing to eat. They were as fresh as possible, and gorgeously crisp and delicious. The best apples I’d eaten in years!) Support a local business for your produce (and they also sell local farm fresh eggs, and locally and ethically produced meats.) And our small local businesses sure could use a hand right now!
  2. Real Canadian Superstore – This large supermarket offers both pick-up and grocery delivery. With current events being as they are, you may need to choose a delivery or pick up time that is about two days later than when you place your order. Delivery fees vary, depending on ‘Busy Times’ – meaning that you’ll pay more for premium delivery times, such as evenings. Pick-up services have a smaller fee attached to them…usually about $3-$5. Still, for someone picking out and packing your groceries for you, this is a reasonable cost!
  3. Walmart – I have used Walmart grocery pick-up services in the past (before the coronavirus outbreak) and I loved it! (You need to spend a minimum of $50 to get either pick-up or delivery.) Walmart grocery pick-up is FREE! For grocery delivery the fee is $9.97. The selection of products available is still quite good.
  4. Save-on Foods – offers delivery, and again their fees are higher for delivery at the most popular times. Their delivery charges range from $7-$10, which is still a great deal to get a large order of groceries brought right to your door!

Right now, stocking up on groceries feels more important than it ever has before. So, if you need to get some supplies in – try grocery pick-up or delivery options in the Calgary area. For a pretty reasonable fee, you can get the groceries and supplies that your family needs to be prepared!

What can I do if I Can’t Pay My Bills Because of Coronavirus?

Picture showing dilemma of how can I pay for bills during coronavirus

“I can’t pay my bills because I was laid off because of Coronavirus.” Sound familiar? This is a scary scenario but unfortunately this is a reality for many today amid this pandemic. This reality is apparent when we see that in just one week in Canada, over 1 million applied for EI or other emergency support benefits. If you find yourself in that scenario, what can you do to help yourself and your family?

Communication – Talk to Your Bank or Utilities providers

Communication seems overly simple but this is vital especially when everything is so fluid right now and it is hard to know what information is correct. So, whoever you pay bills to, you need to contact them and let them know your situation and see what options you have to lighten your bills because of your changing job situation, due to the coronavirus. There might be options to help. Here are some things you can do if you have bills to pay in these five main areas.

Mortgage Payments

A few days ago, the countries six largest banks announced a plan for deferral of mortgage payments to up to six months. Individuals and business owners should contact their bank to discuss available options. Each deferral request will be reviewed by a case by case basis.

Rental payments

At the moment there does not appear to be a program to address help for rentals. Some areas like Ontario are encouraging landlords not to evict anyone during this time. However, the best thing to do is to contact your landlord to see if there are any options to help provide some financial relief. You can also look into the government’s Covid-19 relief package to see if you qualify for any of the relief. Also, you can look into any provincial relief packages that your province might provide to help give you money to pay for your rent. (Updated March 26/20 – B.C. now has provided help of up to $500/month to help renters pay the rent on their homes.)

Car Payments

Contact your financial institution to see if there are options regarding paying the loan or lease of your vehicle due to financial hardship. For example here’s that information from the RBC website concerning this:

Client relief: The events surrounding COVID-19 are truly unprecedented and disrupting the daily lives of Canadians. RBC has put in place financial relief programs for personal and business clients who have experienced financial hardship as a result of the COVID-19 outbreak. To help clients with immediate relief, some of these programs are available by self-serve, including skip a mortgage payment, an auto-loan payment, and personal loan payment. These options will provide you with direct relief for one month. Please know that we will continue to work with you to provide further financial assistance, including further payment relief (for example, up to 6 months on mortgages), should you need our help.

Utility Payments Such as Power, Phone, TV, and Internet

It is best to contact your provider to see what options you have due to financial hardship. These companies and utility providers are well aware that many people are in this scenario and they are looking to assist. For example, here’s an excerpt from Shaw’s website:

We continue to monitor the COVID-19 situation closely and we know that the threat posed by the spread of the virus will result in some Shaw customers facing unexpected financial challenges. We also know that particularly in times like these, we rely on being connected – to our family, our friends, or our workplace – or keeping our families informed and entertained. If you are having any concerns about paying your monthly Shaw internet bill due to hardship resulting from the COVID-19 situation, we will work with you to find a flexible payment arrangement that considers your financial and connectivity needs.

Credit Card Payments

It is best to contact your financial institution and let them know of your situation. Communication again is key! Fortunately, many banks and financial institutions are reaching out to clients and letting them know their options to help lighten the financial burden. For example, here’s an email I received from Capital one:

We understand that COVID-19 is having an impact on our customers’ lives. For those who are experiencing financial distress, we’re working on options to provide support through this difficult time. As soon as we can, we will make more information on these options available.

For additional information about our response to the COVID-19 situation, please visit our webpage. We’ll continue to update it with relevant information.

Conclusion

Not being able to pay your bills during the Coronavirus pandemic is a horrible prospect. We are in uncharted waters and do not know how long this will go. As result, it’s hard to make decisions – especially financial ones. The best thing we can do is to get as much information as possible on our options for potential relief by directly communicating to the companies we owe money to.

There’s an old saying that there is wisdom in a multitude of counselors. This is true because the more information we get from our creditors, the greater chance of some sort of financial relief. So look at your bills one at a time and see if there is a chance of some sort of relief. The result might be a little less stress in these already very stressful times. Take care and be safe.

Amazon Grocery Deals Today – The Best Sales on Food and Pantry Items – Coffee, Quaker Oats, Cereal and Gluten Free Snacks

Today we are swooping in with awesome bargains to stock your kitchen cupboards. We found coffee deals, oatmeal deals, cereal deals and even a healthy naturally gluten free snack that EVERYONE in the family will want more of. Please act fast to take advantage of these deals! Some sale products can run out quickly, and sale prices can change just as fast. (Links are affiliate links – we earn a small amount on the purchases, at no cost to you. Thanks for supporting our bargain hunting efforts!)

Only $3.99 for Maxwell House instant coffee. Stock up bargain!

Another stock up price here, folks…only $2.48 for Quaker Instant Oats in the delicious Maple Brown Sugar Flavour. And it only takes 90 seconds to make a bowl of these oats, so makes for a fast and inexpensive breakfast.

Quaker Harvest Crunch cereal (550 gram box) for only $2.98. Yummy Dark Chocolate, Cranberry and Almond flavour.

These healthy coconut macaroons are made from real, natural ingredients! Naturally gluten free, plus they are vegan, low-carb and Paleo. But they still taste lovely!

Hope you managed to snag a deal or two! Thanks for visiting, bargaineers. 🙂

Online Income Ideas: 10 Places to Find Stuff to Sell on eBay $$

Whether you call it a side hustle, a work from home opportunity or just a hobby it all means the same thing: extra money made from the comfort of your own home. eBay is an awesome place to earn a bit of extra money, because it’s easy to start selling – today! But, to start selling, you need stuff to sell. That’s where we come in to help.

10 Best Places to find stuff to sell on eBay

  1. At home – Of course, we want to find FREE stuff to sell as much as possible! If the item was free to begin with, then after we take off eBay’s fees (for listing and for selling) we are left with a lovely, large profit. Rummage through your closets, shed, garage, storage areas, office area, kitchen, dressers and drawers. You’ll be amazed by what you can find to sell online through an auction. And hey, you’re also decluttering at the same time – the ultimate win, win!
  2. Find Freebies in your local area – We happily live in an apartment. My husband and I are so NOT the kind of people who want to shovel snow or tackle an overgrown lawn with a mower. But, one handy benefit to this is that sometimes our friendly neighbours leave goodies out that they don’t want to throw away, but no longer need themselves. Case in point? I myself have left out some really nice dishes that I just didn’t have the space for, and didn’t want to be bothered selling. And, just today I found an awesome new-looking hardcover book about the American Revolution. The price on the back? $38.99 Canadian!! I plan to let my Dad have a go at reading it, and then I’ll pop it onto eBay to sell. (Curious about it? It’s this book right here.) If you live in a house, you can find freebie piles in the front of your neighbours’ homes, especially in the spring when people are spring cleaning. Ca-ching! Did you hear that? It was your eBay sales replenishing your Paypal account. Woohoo!!
  3. Ask around – Sometimes, you just let to need your friends, family and workmates know that you’re starting up an eBay business. Instead of having to cart their boxes of extra stuff, they might be very glad to let you come pick it up instead. It helps them get rid of junk, and at the same time gives you some cool items to sell online.
  4. Yard sales and garage sales – These are yet another opportunity for you to find some goodies to re-sell. Near the end of the day, some people slash the prices on items just to get rid of them or even put out a FREE box. Yard sales are a great place to find kids’ clothes, toys, dishes and cutlery, home decor items and just about anything you can think of! And, a wee bit of bartering is expected – so try to barter the price down a little. It’s quite satisfying to get the item for less.
  5. Clearance sections – Sometimes, a supermarket, drug store or mega store like Walmart will clear out items that haven’t sold well or are being discontinued. But, discontinued items sell really well on eBay! So, even if that shade of lipstick or hair colour looks sort of odd to you, you may find that it’s a little money maker! (You can pop online while you’re still at the store and see how those exact items are selling on eBay. Discontinued haircolour can fetch incredibly high prices.)
  6. Local Kijiji adshttps://kijiji.ca can be a great resource for finding items to sell online. I’ve found entire sets of dishes (no, not the ones I got rid of earlier, I promise!) for $50 that originally were worth 10 times that. And, the beauty of eBay is that you can just sell things individually, allowing for a greater profit margin.
  7. Local Facebook groups – My dear friend Sara, who is a Mom, is always finding amazing lots of kids’ clothes and toys on local Facebook groups. She gets them for her boys to wear and play with, but this is an awesome spot to keep your eye open for goodies to sell, too.
  8. Thrift stores – Have you checked out your local Goodwill recently? Stuff that might seem sort of lame may actually sell well on eBay! Again, a little research ahead of time will allow you to know what does and doesn’t sell. You can even do a quick eBay check while you’re in the thrift store, just to make sure you’re not wasting money on items that will just linger for months on your eBay listings. (Not that there’s anything wrong with that! As long as it eventually sells,it’s a win – but a quick selling item is obviously preferable. We want to boost up our Paypal accounts pronto!)
  9. Local auction houses – This is not something I’ve ever tired personally, but I see ads in the newspaper for local auctions. These can include very large items like furniture, which obviously wouldn’t be easy to sell on eBay. (Unless you’re willing for people to pick the item up, and you only sell locally.) But, if you can snag a good deal on a box of kitchen gadgets, jewelry, or books – then maybe it’s worth a try!
  10. Outlet stores – Outlet stores sometimes keep marking items down until they’re gone. Even high end stores like Nordstrom have their own outlet stores (theirs is called Nordstrom Rack.) I’ve heard from friends that places like that, or even Winners or Homesense can be a great place to find brand name merchandise that will sell for more online.

eBay Inventory – All Stocked Up

We hope you’ve discovered some wonderful places to replenish your eBay inventory, and have fun while doing it! (Seriously, looking through thrift stores and clearance racks gives me a very odd kind of joy.) Happy hunting, all!

Under Armour Canada Sale – up to 40% off workout gear, jackets, sleepwear and more!

Under Armour is renowned for having exceptional workout gear and sports wear. We’re talking: UA fleece hoodies, workout shorts, sleepwear (nothing more important than recovering from your intense workouts with proper sleep), fleece pants, jackets, and much more! We are sharing two links with you today – one for up to 40% off and the other an EXTRA bonus code for students only!

Under Armour Outlet: Priced So You Can Stock Up – up to 40% off

Extra 10% off for College Students