On January 12, 2022, the Canadian government announced the CEBA (Canada Emergency Business Account) loan repayment extension. According to the government’s website, the the CEBA program has provided interest-free, partially forgivable loans of up to $60,000.00 to nearly 900,000 small businesses and not-for-profit organizations to help them through the pandemic.
CEBA Loan Repayment Extension – New Deadline
The original deadline for repayment was December 31, 2022. However, because of the Omicron variant, the government has extended this deadline to December 31, 2023. If that loan is paid back before or on this date, this would result in loan forgiveness of 33 per cent, or up to $20,000.
The Minister of Finance Chrystia Freeland stated the reason for the change. She said: “As Omicron has reminded us, we are still living in a pandemic. Our government understood, from the outset, that we had to put in place unprecedented measures to meet this unprecedented challenge. By providing small businesses with additional time to repay their loans and still have partial loan forgiveness, affected businesses and workers will continue to have the support they need to get through the pandemic.”
Conclusion
The CEBA loan repayment extension is a relief for many businesses that are trying to stay afloat during the newest wave of coronavirus. Hopefully this extra time helps most businesses and not for profits to stay afloat. However, as we already know, coronavirus is very unpredictable and extremely resilient. So only time will tell if this new measure truly helps. Please stay safe.
Kitchenaid is best known for their beautiful, hardworking kitchen mixers. Many of us save up for a long time in order to buy one of these little beauties, and so then if something ever goes wrong we’d need to know how to contact KitchenAid. Or, you may sometimes need contact information simply to find out how to purchase replacement parts for your KitchenAid mixer.
Whatever information it is that you need, we’re here to provide it! Below you’ll find both customer service phone numbers AND emails for getting in touch with KitchenAid.
How Do I Contact Kitchenaid?
You’ll find information below for both Canadian customers and customers from the US on how to contact Kitchenaid with concerns or inquiries. There are both phone numbers and email addresses for you to get in touch with the company.
KitchenAid Canada Customer Service Phone number
KitchenAid staffs a customer service line (phone number) in Canada. The customer service number is 1-800-807-6777. Its hours of operation are Monday and Tuesday, 8 am-7 pm and Wednesday to Friday, 9 am to 7 pm. (EST – Eastern Standard time.)
KitchenAid Canada Live Chat Customer Service (Online chat)
There is also a live chat option if you’d prefer not to use the phone. The live chat is available by clicking through to the KitchenAid website. (Once you’re there, simply click on the LIVE CHAT option.) Its hours of operation are 8 am-5pm on Monday and Tuesday, and 9 am-5 pm on Wednesday to Friday.
The Canadian website does not have an email option at this time. If we are able to find an email contact for Kitchenaid Canada, we’ll update this post with that information.
KitchenAid Customer service mailing address (Canada)
We did find a mailing address, though! You can send a letter to KitchenAid in Canada at:
KitchenAid
Customer eXperience Centre
200-6750 Century Avenue
Mississauga, Ontario
L5N 0B7
KitchenAid Customer Service Email (US)
The email option you have as an American customer is available on Kitchenaid’s website. You’ll need to fill out an email form on this page.
KitchenAid Customer Service phone number (US)
The customer service number in the US is 1-800-422-1230. You can call Monday and Tuesday, 8 am to 8 pm and Wednesday to Friday 9 am to 7 pm.
KitchenAid Customer Service mailing address (US)
If you’d prefer to write in and mail a letter to Kitchenaid, you have two options – depending on what type of product you have purchased.
For countertop appliances (such as the famous KitchenAid Mixer, blenders, etc)
KitchenAid Countertop Appliances
553 Benson Road
Mail Drop: 8060
Benton Harbor, MI
49022
For major appliances and microwaves:
KitchenAid ATTN: Correspondence Team
553 Benson Road
Benton Harbor, MI
49022
Customer Service KitchenAid – Conclusion
There we have it! Helpful tip: Before you contact customer service in any of the above ways, please make sure to have all relevant information available, including the serial number of the mixer or other product, and payment information such as your receipt, which will include the date of purchase. This will help make your customer service experience quicker and go more smoothly.
This post contains affiliate links. This means we may earn a small commission on sales at no extra charge to you. Thank you.
Remember when working at home was for the fortunate few? Now, so many of us are working from home, pounding away at our laptops to earn a living. But, are you still looking for a new side hustle to add to your income? Fiverr started out as a small website – as they all start out, really! – but has grown to being a major hub for all types of freelancers looking for work. If YOU are looking for new freelance assignments, then we have five different types of work you can do with Fiverr. And we specifically looked for ways to earn money without being a writer, because Fiverr is about a lot more than just freelance writing.
1. Voice over work
Voice over work means you provide the voice for a video or other production. Cool, right? Maybe you have one of those lovely voices that makes all your friends say: “You should really be in radio or something.” Or, maybe you have a quirky voice that would work well for marketing purposes. Companies are looking for you! You first select the language that you’re available to do voice over work in, and then you head to the listings of assignments companies are looking to fill. I think this is one of the coolest types of work-at-home jobs you could ever find. It’s still hard work, yes, but fascinating work.
2. Design logos
Do you have an artistic flair? Love to doodle and create images? Then you might find your niche freelance work designing logos. You could end up designing logos for little Mom and Pop shops or even large corporations! All types of designs and styles are needed.
3. Develop WordPress sites and blogs
If you have some experience with WordPress – and a shocking 39.5% of ALL websites online (as of 2021) are now powered by WordPress – then you can help someone develop their blog or website. It doesn’t take extraordinary skill, but just an understanding of how WordPress works and how to use the all-important plugins. You could turn those skills into some extra money pretty quickly.
4. SEO
Search engine optimization (SEO) skills are in hot demand by any company. An SEO expert can create a lot more organic traffic to their clients’ websites, and all by utilizing keywords to draw people to those sites. SEO takes a lot of research and time, and a lot of trial and error to be honest. But, if you have SEO skills, then you’ll be able to find clients who want to use you. And (hooray!) pay you.
5. Illustrations and graphics
Creating cool illustrations and graphicscan earn you a pretty penny. You might create graphics for websites, blogs or even print copies of marketing materials. Again, if you’re a naturally artistic person, this might be a very good fit.
Earn Money at Home with Fiverr (No Writing skills needed)
See? There are tons of ways you can freelance from home, using Fiverr as a way to find clients. We didn’t even get in to all the ways you can make money freelancing as a writer, but that’ll be a topic we develop another day. Stay creative, friends!
This post contains affiliate links. This means we could earn a small commission on sales at no extra cost to you. Thank you.
Applying for EI benefits is often a stressful experience. The process is not user friendly. First, you have to go to the government website and look for the EI application. Once you have found it, you then have the arduous process of going through it, which can take hours. Also, calling the 1-800 number for help may take even more hours! (This is understandable right now, during the coronavirus crisis. The number of EI claims is shocking! At last count, there were 2.2 million new EI claims in Canada.)
However, if you have lost your job and have no other money coming in, you need to apply for Employment Insurance. So, what are some things that you need to know when you are applying for EI benefits? Here are 5 things that you need to know:
Applying for EI Benefits: Apply Immediately (Even Without a Record of Employment)
Surprisingly, many do not apply for EI right away, thinking that they need to wait for their record of employment. They might think that it’s pointless to apply without their ROE. This is 100% wrong. You should apply for EI benefits right after you finish your last day of work, period. Why? First, you only have 4 weeks from your last work day to apply. If you do not, you could get less benefits than you are entitled to.
Second, most records of employment are automatically sent to EI by your employer. So even if you haven’t received one yet, it’s most likely that the government has it already.
Third, the government can make a temporary record of employment based on your application and set up your EI claim using that. Once the actual record of employment comes in, your application can be recalculated.
Applying for EI: More Details are Better
For some reason, many people don’t want to describe the reasons why they are no longer working. Maybe it’s because they are shy or perhaps, they do not want to seem to complain about their situation. However, it is extremely important to give full details on why you are no longer working, especially if you quit or were dismissed. More is better! Think about it this way: whoever is going to look at your application has no idea of the situation at all. For them, it’s like looking at a blank canvas. You need to create a detailed picture or painting. The more details you can provide, the clearer the picture is. This helps the benefits officer make a better decision on your application.
Applying for EI: Dismissal is Not Actually Bad
This is one of the biggest misconceptions about EI. Most people think if you get dismissed or fired from your job that you automatically won’t get EI. Employers will even tell employees that it’s better for you to quit than to get fired. This is absolutely not true! Why? Because if your employer dismisses you, the onus is on the employer to prove misconduct on the part of the employee in order to deny their EI benefits. A lot of EI adjudicators use the Black’s Dictionary of misconduct to define whether someone has done something that is willful and of evil intent.
For example, if your employer dismissed you because you were not good at your job that is not misconduct. Even if you were late for work, or were argumentative etc., the employer would have to show that they addressed the issue. For example, were there warnings, conversations and the like? Even, for things like accusing an employee of theft, the responsibility is on the employer to show or prove that this happened. For example, were their witnesses? Is there video? Did they call the police and file a police report?
Also, if an employee was paid severance by their employer, this shows that there wasn’t misconduct The thinking behind this is why would you pay additional money to someone who committed misconduct? As you can see, with dismissal the pressure is on the employer to prove misconduct, which is not easy to do.
It’s a Lot Harder to Get EI Benefits if You Quit
Many people do not realize this, but it is really hard to get EI benefits if you quit. Unfortunately, people think that it’s better than getting dismissed or fired. This is false, because f you quit all the pressure is on you to prove that you had “just cause” in quitting. What does this mean? It means that you had no other choice.
For example, suppose you were being harassed at work by a co-worker. You couldn’t take it anymore and wanted to quit. However, for EI purposes you would have to exhaust your alternatives first. Did you talk to a manager about the harassment? Had you gone to your union about the harassment? Did you go to Human Resources? Did you go to Labour Standards or Human Rights? If you did and there was still no real change in your situation then you would have a chance to get EI benefits.
A tool that can help you if you are in this position of either thinking of quitting your job or you’ve already done so is the EI Digest. This document lays out how different EI issues are looked at. It can give you some insight on what information you would need to provide on your EI application.
If Rejected, Appeal
It is always tough to get a rejection letter, but especially when it comes to EI benefits. As a result, many people give up and move on. However, in a lot of cases you should appeal the decision. You might feel intimidated because when you appeal, it says there will be an appeal hearing with a 3-person tribunal (called a board of referees). You have the option to be present for it. It is like going to court and who wants to go to court? However, there is a step that’s not mentioned that might help you if you write an appeal letter on why you feel the decision made was incorrect.
Before an appeal goes to the board of referees, it goes to the appeal department. This department is made of experienced adjudicators who will look at the application again. They see if the original decision made was correct. And they also decide if they could possibly allow the claim based on information the client has provided on the application and any new information in their appeal letter.
The advantage of this is that you have a more experienced adjudicator looking at your EI claim with even more information. This gives you a better chance at being approved. Also, sometimes they might find another way for you to qualify for EI benefits. For example the information you provided might qualify you for sickness benefits, rather than regular Employment Insurance. So, it doesn’t hurt to try to appeal a decision if you are rejected.
Conclusion
Applying for EI benefits is hard and can be emotionally draining. However, if you keep the above points in mind, hopefully the process will be a bit easier Applying for any government benefit seems intimidating but the more you know about a program, the easier it is to navigate through it. Hopefully, this results in a favourable outcome for you.
Hi dog lovers! Today we’re writing all about Blue Wilderness dog food – actually called Blue Buffalo Wilderness dog food. This high quality dog food is available in many different varieties, and right now on Amazon there are quite a few types that have money saving coupons available. So, today might be time to stock up on Blue Wilderness!
Blue Wilderness Dog Food – $10 off coupons right now:
All of these varieties currently have a $10 coupon available to save you more money! All prices and coupon offers are current at time of writing but can change at any time.
Blue Buffalo Wilderness dry dog food – Denali Dinner – Has wild salmon, venison and halibut included in the ingredients and is GRAIN FREE. 9.9 kg bag $10 off coupon – make sure to click it at checkout to get your $10 off (on first Subscribe and Save)
Blue Buffalo Wilderness dry PUPPY food/kibble – Chicken– A high protein and no grain option for your new family member! High quality puppy food and a $10 off coupon on your first purchase when you click Subscribe and Save.
There you go, guys! With some of the supply chain issues affecting even pet food, it might be a good time to stock up on pet food, and this is a deal that makes it worth while.
This post contains affiliate links, meaning we could earn a commission on sales at no extra cost to you. Thank you.
There is no greater cost for most of us than our housing costs – either our monthly rent, or mortgage. In some large cities – I’m looking at you Toronto and Vancouver – monthly rental costs can easily swallow up half of our paycheques! (Or, sadly sometimes way more!!) With rent prices skyrocketing, we thought it would be helpful to discuss some ways you can save money on renting an apartment, house or condo. If you can lower your rent costs, then you’ll be able to live within a budget. So, here are our 10 favorite tips!
1. Look for apartments in the ‘off season’
Sometimes you just can’t control when you need to rent a new place. For instance, if you’re a student – well, you need to rent an apartment to be ready for the new school year! But, if you are in a situation when you can be flexible about when you look for your new digs, choose winter time to search. Fewer other people will be searching then, and you might secure a lower lease because of it.
2. Add up all the costs – rent plus utilities
Sure, that gorgeous little downtown condo sounds like an impressive bargain! But, make sure you include all costs in your total rent payment. If the rent is $1500, but then parking is $150 and utilities are $200 your total rent payment is actually $1850! If there’s another condo located in the same building for $1750, with all costs included then you’re better off choosing Condo B. Do your research to discover what your full monthly housing costs will be.
3. Negotiate a lower rent
If you’re a brand new tenant, you may be able to negotiate rent by being knowledgeable about the area and what typical rental costs are. You can even print out similar properties with the rent that is currently being charged. If the landlord is reasonable, they may be willing to lower the rent. Or, if you’re a long-term tenant, use your record of excellent payment and tenancy to negotiate to either stay at the same rent or even lower it. Or, sometimes landlords are willing to negotiate for other freebies such as free additional storage space, or free parking. (I’ve recently done exactly that – received free parking that would’ve otherwise cost $65/month, because we are long-term, excellent tenants.)
4. Offer to do repairs, maintenance or lawn work
Your landlord may really appreciate it if you’re willing to do some of their hard work for them! It never hurts to ask if you could do some repairs around the place for a lowered rent. Or, you could do regular maintenance or yard work – such as raking up leaves, mowing the lawn, or shoveling snow. Ask them if you could negotiate your rent based on offering these maintenance services. Then, if they agree – get your agreement in writing.
5. Manage an apartment building
Some people get free rent by managing an apartment building! Others will receive reduced rent for doing this job. But, make sure you know what you’re signing up for. Other tenants will come to you with complaints, and worries and even possibly to drop off rent cheques. Make sure you want to take on this responsibility before signing up to be a resident manager. If this kind of job sounds ideal, then you may snag some very cheap rent!
Home sweet home
6. Get a Roommate
Sure, getting a roommate may be an obvious choice to reducing your overall rental costs, but make sure to do your research. As in: know the person you’re going to share your home with! Ask around your friends to see if anyone needs a good roommate, or even at your workplace. Set up careful rules about how rent will be paid, how utilities will be divided, and even how food will be shared.
7. Sign a longer lease
Have you found your dream place? Are you worried that rent prices are just going to continue going up, up, UP? Well, then sign a longer lease. Ask your landlord or the management company of your building if a longer lease is an option. This could be 1 year, or even 2 years or longer. Then, you’ll have locked in your housing costs for that period of time and won’t have to worry about that dreaded letter being slipped under your door telling you about rent increases.
8. Rental Incentives
Especially in areas where there are a lot of rentals available, and too few qualified renters – there will be rental incentives. Take note of signs in the areas you’re looking to live in of these special offers. $500 off, Free Parking, 1 month free rent, and other offers may be used to entice new tenants to sign a lease at that apartment or condo complex. And, if there are incentives, you know too that the landlord may be willing to negotiate a bit more in other areas – such as free cable or internet. It’s always worth asking! (Just be polite about it, and don’t seem as if you’re trying to take advantage.)
9. Refer a Friend
Often, larger condos or apartment buildings may have a referral system in place to reward you if a friend moves in. At one point, where we live, both we and our friend received $150 off rent, and all because we referred her! It’s worth checking it out, and seeing if there are any perks for referring people to live in the same complex you do. And hey, then you’ll know the neighbors, too!
10. Rent an unfurnished apartment
If this is the first time out on your own, you may be very tempted by gorgeous, glossy looking, fully furnished apartments or condos. But, the price for these can be outrageously high! Instead, choose a small first apartment and then furnish it very cheaply. You can do so by letting your family and friends know (it seems like everyone’s Auntie or Grandma has some extra, old furniture lying around unused in the attic) or also by finding freebies or very inexpensive furniture on Craigslist or Kijiji. It’ll take a little time to furnish your place, but this way you’ll also make it more your own, unique space.
